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Homeowners Insurance

Everyone wants cheap homeowners insurance but many don't spend the effort to shop around for their homeowners insurance. Shopping around for affordable home insurance is quite easy with the Internet. The process only takes a few minutes and you can quickly receive quotes from a few home insurance agents by just filling out one form. Additionally, many insurance companies offer discounts to consumers who insure their home and their car with them.



Average Homeowners Insurance Cost 2008


State Average Premium Cost Rank Year
Alaska $856.00 13
Alaska $926.00 8
Alabama $845.00 14
Arkansas $788.00 19
Arizona $628.00 33
California $911.00 10
Colorado $842.00 15
Connecticut $980.00 7
Delaware $535.00 41
Florida $1,390.00 2
Georgia $749.00 20
Hawaii $862.00 12
Iowa $612.00 34
Idaho $387.00 46
Illinois $628.00 33
Indiana $658.00 28
Kansas $916.00 9
Kentucky $601.00 37
Louisiana $1,155.00 3
Massachusetts $1,026.00 5
Maryland $637.00 32
Maine $572.00 39
Michigan $715.00 22
Minnesota $845.00 14
Missouri $788.00 19
Mississippi $980.00 7
Montana $721.00 21
North Carolina $683.00 26
North Dakota $808.00 17
Nebraska $814.00 16
New Hampshire $647.00 30
New Jersey $691.00 25
New Mexico $703.00 23
Nevada $692.00 24
New York $983.00 6
Ohio $565.00 40
Oklahoma $1,048.00 4
Oregon $439.00 44
Pennsylvania $586.00 38
Rhode Island $897.00 11
South Carolina $789.00 18
South Dakota $609.00 35
Tennessee $692.00 24
Texas $1,460.00 1
Utah $432.00 45
Virginia $604.00 36
Vermont $650.00 29
Washington $471.00 43
Wisconsin $503.00 42
West Virginia $638.00 31
Wyoming $676.00 27